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Gifts that pay you back

​After you transfer assets, you and/or designated beneficiaries can receive regular income payments for the rest of your life or, in some cases, up to a certain number of years.​

Explore income gift options

Learn about gifts that allow you to transform assets into a meaningful legacy while supporting yourself or your loved ones for years to come.

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Charitable gift annuities

Help us help you with a charitable gift annuity, improve life for both of charitable gift.

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Charitable remainder trusts

Make a lasting impact with remainder trusts, helping to give through the flexibility of a charitable remainder trust.

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Charitable lead trusts

​Enhance your giving with a charitable lead trust, designed to serve people who need help, and giving more for your needs.

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About charitable gift annuities

If you're looking for a way to improve your current financial picture and support important causes, charitable gift annuities may be right for you.

 

A gift annuity is an income gift, where you can make a charitable gift today and in return, receive payments for life.

Key benefits:

 

  • Receive an immediate income tax deduction for the value of your gift.

  • Annuity payments are guaranteed for life, backed by the assets of the charity.

  • Payments are largely tax-free, meaning more income to you.

  • The payments remain constant, making financial planning easier.

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How it works:

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  • You transfer cash, securities, or other assets to the charity.​

  • In return, you or a loved one receive fixed payments for life.​

  • A portion of each payment is tax-free.​​

  • At the end of your life, the remaining value of the gift supports the charity's mission.

Gifts That Pay You Back
Charitable Remainder Trusts
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About charitable remainder trusts

A charitable remainder trust (CRT) is a planned giving tool that allows donors to make a significant charitable impact while also providing financial benefits to themselves or their beneficiaries.

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This type of trust is an irrevocable arrangement in which a donor transfers assets into a trust that is managed by a trustee. The trust pays income to designated beneficiaries for a set number of years or for their lifetime, after which the remaining assets are distributed to charity.

Type of charitable remainder trusts

Charitable Remainder Annuity Trust (CRAT)

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  • Fixed income stream based on a percentage of the initial asset value

  • Income stream does not change over time

Charitable Remainder Unitrust (CRUT)

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  • Variable income stream based on a percentage of the trust’s value, revalued annually

  • If assets appreciate over time, the income stream will also increase

Key benefits:

 

  • Receive an immediate income tax deduction for a portion of your gift.

  • Avoid capital gains tax on appreciated assets when transferred to the trust.

  • Receive a stream of income for life or a term of years.

  • Support a cause you care about with a significant future gift.

​How it works:

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  • Transfer assets (such as cash, securities, or real estate) into a trust, which is managed by a trustee.

  • The trust pays income to designated beneficiaries (such as you, your spouse, or other individuals) for a set number of years or for their lifetime.

  • At the end of the trust term, the remaining assets are distributed to one or more charitable organizations.

  • Receive an income tax deduction for the present value of the charitable remainder interest in the trust.

  • You may also be able to avoid or reduce capital gains taxes on appreciated assets that are transferred into the trust.

  • Consult a qualified estate planning attorney and/or a financial advisor to determine if this option is right for you, or contact us for more information.

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About charitable lead trusts

A charitable lead trust is a gift that makes payments to charity for a set number of years, after which the remaining assets return to you or your loved ones.

 

This type of trust allows you to make significant gifts to charity for a period of time, while still planning for the eventual transfer of wealth to your family.

Key benefits:

 

  • Provide a reliable income stream for charities for a set period.

  • Reduce estate and gift taxes on assets passed to heirs.

  • Opportunity for wealth to grow tax-free within the trust.

  • Support multiple charities over the trust's term.

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How it works:

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  • You transfer assets (cash, securities, real estate) into a trust.​

  • The trust makes annual payments to charity for a set number of years.

  • At the end of the trust term, the remaining assets return to you or your family members.​​

  • The value of the assets that return to your family can be significantly greater due to tax-free growth within the trust.

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Your donation is the difference.

Contribute to specific projects or one of our endowments. Either way, you'll make a difference.

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