Blended Giving: Combine Giving Today and the Future
Millions of people currently live without access to clean water. A blended gift allows you to fund clean water today while preparing a planned gift for the future through your will or estate.
About blended gifts
A blended gift combines an immediate donation with a planned, future gift. It's a powerful way to jump-start your legacy.
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You'll fund projects today and ensure your endowment support for years to come.
Why give a blended gift?
Comprehensive legal documents defining asset distribution and care for dependents are key.
Key benefits:
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Legal control over asset distribution
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Designate guardians for minors
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Avoid probate with a trust
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Establish charitable gifts
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Short steps:
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Consult with an attorney specializing in estate planning to discuss wishes and options.
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Draft your Will or Trust documents, detailing beneficiaries, assets, and specific instructions.
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Execute the documents by signing them in the presence of witnesses and/or a notary, as required by law.
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Review your documents periodically, especially after major life events, to ensure they remain current.
Your giving options for a blended gift
Combine any immediate and deferred gifts
For TODAY:
immediate gift options
Cash donation
Tax benefit: You can deduct cash donations up to 60% of your adjusted gross income (AGI) in a given year, provided you itemize deductions.
Stock or securities donation
Avoid capital gains tax: Donating long-term appreciated stocks (held for more than a year) allows you to avoid paying capital gains tax, which can be up to 20% or more depending on your income level.
Full market value deduction: You can deduct the stock’s full fair market value at the time of donation – typically up to 30% of your AGI when itemizing deductions.
Tax savvy: The combination of avoiding capital gains tax and receiving a deduction often allows for a more significant donation at a lower net cost to you.
Qualified charitable distributions (QCD)
Avoid capital gains tax: Donating long-term appreciated stocks (held for more than a year) allows you to avoid paying capital gains tax, which can be up to 20% or more depending on your income level.
Full market value deduction: You can deduct the stock’s full fair market value at the time of donation – typically up to 30% of your adjusted gross income (AGI) when itemizing deductions.
Tax savvy: The combination of avoiding capital gains tax and receiving a deduction often allows for a more significant donation at a lower net cost to you.
Donor-advised fund
Immediate deduction: Contributions to a DAF are immediately tax-deductible, even if you choose to distribute the funds over time.
Avoid capital gains tax: Like stock donations, you avoid capital gains tax when contributing appreciated assets.
Flexibility: A DAF allows you to strategically invest your charitable dollars and easily recommend grants in just a few clicks.
For TOMORROW:
deferred gift options
Bequest (will or trust)
Estate tax deduction: Including charity: water in your will or trust allows you to reduce the taxable portion of your estate, potentially lowering or eliminating federal estate taxes.
Beneficiary designations
Avoid probate: Making USTMAAA Foundation a beneficiary allows assets to pass directly to the organization, bypassing probate and potentially reducing administrative costs.
Tax-efficient for retirement accounts: Retirement assets left to charity: water avoid income taxes that heirs would typically pay on distributions, preserving the full value for our mission.
Life insurance policy
Charitable deduction: If you transfer ownership of the Whole Life Insurance Policy, you may receive a deduction for the policy’s current cash value, subject to approval.
Estate tax exclusion: Proceeds paid to charity: water are not included in your taxable estate, potentially lowering estate taxes.
Charitable gift annuity
Immediate tax deduction: You can receive an income tax deduction for a portion of your contribution in the year of the gift.
Capital gains reduction: If funded with appreciated assets, you may reduce or spread out capital gains taxes over your lifetime.
Estate tax benefits: After your lifetime, any remaining funds pass to charity: water and are excluded from your taxable estate.
How blended gifts work
A blended gift is a legacy builder.
It's starts with a conversation to make sure we meet your intentions.
How it works
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Contact us on this page:
We’d love to have a conversation with you and discuss a meaningful plan for your gift.
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Discuss your gift intentions:
We’ll discuss your gift intentions to ensure that we properly recognize your generosity today and in the future.
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Make a gift today:
Support clean water with an immediate donation of cash, stock, or other appreciated assets.
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Plan your future gift:
Include USTMAAA Foundation in your estate plans through your will or trust, a beneficiary designation, or another planned giving vehicle.
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Be a part of the impact:
Join us -- a growing community of donors making a difference, experiencing the immediate benefits of our gifts while building an enduring legacy.